Referral earnings calculator
Refer friends.
Get paid every month.
Every friend you refer trades and spends on Hyperbeat — you earn a slice of the trading revenue and cashback they generate, for as long as they're active. No cap, no cost to them, funded entirely by activity that already happened.
Your network
Tell us about the friends you're referring (or would refer). Defaults reflect a typical active trader.
How your cut scales
The more trading volume your network brings, the bigger your share of the revenue it creates.
How this is calculated
Each friend earns 0.20% base cashback on card spend, plus +0.20% each for holding $1,000 / $10,000 in USD or USD+, and spending $1,000 / $10,000 in the last 30 days — up to 1.0% everyday cashback.
Rolling 30-day trading volume unlocks a higher rate on spend up to a monthly cap: 3% at $1M, 5% at $5M, 8% at $10M, 10% at $25M, and 12% at $50M+. That rate replaces (doesn't stack with) the everyday rate on capped spend, funded by the 2.5 bps trading fee.
You earn the same referral rate on two streams from every friend: a cut of the trading fees they generate, and a cut of the cashback they earn. The rate climbs with your network's combined 30-day trading volume — 5% under $1M, 8% up to $10M, 12% beyond. It's always a slice of revenue that already exists, so it can never run at a loss.